Hands down one of the most efficient ways of learning the ins and outs of real estate investing without taking on to much at once. 

Use a blended rate calculator to see what is more cost efficient.

Third unit is a studio/efficiency that I will live in. 

Having a full stop shop doesn't seem weird from an efficiency standpoint, especially when these businesses are synergistic. 

Hitting up your old HR/payroll folks might be beneficial to setting this up.

They warned me I'd take a hit on the algo.

To streamline the process, I want to ensure applicants qualify before scheduling a viewing.It would be beneficial to implement an AI-based system to consistently and efficiently ask prospective tenants the pre-screening questions I currently ask repeatedly.

But of course, they are expensive and can hit you with a special assessment if they're not well-capitalized4.

When they see you post and not pay taxes, they'll come after you...and probably hit you with all kinds of cease and desist as well as back tax bills and penalties and interest and that won't be a fun place to be. 

Loan to value ratio: The higher the loan to value ratio (LTV) is, pricing takes a hit.