This could turn a potential loss into positive cash flow while protecting your property’s value.

Hopefully you raked in enough cash to buy a warm jacket!

Let's of NYC investors look at other cities in NY, Rochester, Buffalo, etc... they can drive to them to see them, and they know the state well enough to feel comfortable.Most of the rust belt cities in NY offer cash flow as well. 

Owning a duplex at 20 is a huge accomplishment, and it’s inspiring to see you’re already planning your next move.From my perspective, real estate investing is a long-term game focused on building equity, paying down debt, and maintaining stability over chasing short-term cash flow.

Purchase price: $250,000 Cash invested: $75,000 7 bedroom Padsplit property at 93% occupancy What made you interested in investing in this type of deal?

Just ask the owner what are you going to do with the money if you sell for cash??

There will be different areas that are better or worse depending on whether you're in search of cash flow or appreciation. 

Unless you have an immediate need for the cash I'd wait until I could pull out the extra $40k. 

I can see why you'd get good cash flow! 

However, it is important to note that if a leverage you're looking for doesn't qualify with DSCR, it means that your cash on cash return is negative (because it means your NOI or Rent is lower than rent -in most cases).So if you want to maximize leverage and are less cash flow sensitive (okay being negative), then conventional makes sense.