Manager shall not be responsible or liable to Owner for any act, default or negligence of on-site personnel, or for any error of judgment or mistake of law or fact in connection with their employment, conduct or discharge, so long as Manager exercised good business judgment in Manager’s actions.

Derogatory EventWaiting Period RequirementsWaiting Period with extenuating circumstancesBK Chapter 7 or 114 years2 yearsBK Chapter 132 years from discharge 4 years from dismissal date2 years from discharge and 2 from dismissalMultiple BK Filings5 yrs if more than one filing within the past 7 years3 yrs from most recent discharge or dismissalForeclosure7 years3 years and 90% max ltv, must be principle residence purchaseShort sale2 years and 80% max ltv2 years and 90% max ltv

Hi Billy,Fannie Mae's guideline for BK seasoning is actually 4 years from the discharge or dismissal date.I would contact more local banks or private lenders until your BK seasoning is complete for any investment properties.

Homeowner filed chapter 13 bk and was already discharged, property was never reaffirmed or surrendered.

All 506 offerings would need to make additional disclosures regarding: a) the issuer's website (if any); b) additional information regarding the percentage of purchasers of the offering that are accredited investors and natural persons; c) the percentage of the offering used to repurchase securities, pay offering expenses, acquire assets, finance acquisition of other businesses, provide working capital and discharge debts and d) the names and SEC file numbers of any SEC registered investment advisers providing advice to the issuer if the issuer is a pooled investment vehicle.

You can use a VA loan as long as you have served in the military or are currently serving in the military.There are specific time requirements in the military, the min are for active duty are:Min 2 years of continuous service to be eligible for VA or the full period in which you were ordered to active dutyIf you're not active all you need is to be honorably discharged on your DD-214 (discharge papers) and if you're in the reserves or national guard (non navy, army, marines, air force) you'll need to complete 6 years of service.Un-remarried spouses of an eligible service member who dies as a result of service or service connected injuries can be eligible too.

So you need to have a plan on how will you pay the debt back and explain that to the Mortgagee.In the event, the BK was actually discharged, meaning she completed the plan properly and the debts were discharged by court.

If they actually filed bk and are going to get a discharge, then no there is nothing you can do.

Also I have never heard of a SECURED debt being discharged in a probate, unsecured yes but never a recoded secured debt, Also the will itself often has parts that say what debts will be paid off before property is disbursed.

Stalled or reversed sales because of BK filings, and then the bank doesn't finish or redo the foreclosure even when the BK is discharged.