As landlords and facility managers, you can’t solve this resource crisis, but you will be challenged to control water waste.By taking the initiative to flush less water down the toilet, you can do more for your facilities’ overall usage.

This became a huge issue in the housing crisis between 2007 and 2010, when millions of homes went into default.  

In both cycles, the downturn was precipitated by uncontrolled excess in the lending markets (construction lending in the late ‘80/’90’s and CDO’s/CLO’s prior to the credit crisis).

I am not sure of what approach you took with the tenant....a diplomatic/problem solver tone is always best.Apology. 

After the real estate crisis, it became harder to get loans & I needed to focus keeping my homes rented.

OVERVIEW OF THE NON-BANK MORTGAGE SERVICING INDUSTRY Non-bank entities that specialize in loan servicing have grown dramatically in size, complexity, and importance in the post-crisis mortgage market.

This is the longest prison term for a banker or trader in the U.K. since the outset of the financial crisis in 2008.

Millenials would like to buy homes, and will when they can.The bad news:  That may be a while.The impact of the recession on their savings rates and credit, plus the massive student loan crisis, may mean that this generation will never fully catch up.

A stress test involves preparing for the rare "crisis," a once in a life time event. 

San Diego is an amazing place to live.That being said, it's a pretty terrible place to invest in buy and hold single family if you're looking for cashflow.The people who do buy and hold SFRs in San Diego fall under a few categories in my book:- People who bought back long ago or during the crisis and are able to maintain good rental cashflow- People who are speculating on appreciation and can afford to eat the risk and negative cashflow- People who can't do math