Our fees are always disclosed upfront and provided in detail to the borrower such that they can project their ROI on properties.

Are their listings detailed with good-quality photos?

It's a detailed as a CRM for a real estate agent.  

Here’s how we handle applications:Income Verification: We require proof of income that’s at least three times the monthly rent, verified through six recent pay stubs and a detailed employment verification process.

As you detailed I'd say 30% is pushing it. 

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A detailed PDF using Google Docs.

My rule of thumb is the more details you include about the property the more quality leads that you obtain.

When vetting contractors, check if they’re licensed and insured, ask for at least 3 references and call them, and get detailed written estimates and timelines.

Here's a bit more in detail about how rates are calculated for DSCR loans:1.