This is my pre-retirement preparation.

No social or credit pull needed upfront. 

Private lenders tend to focus more on the value of the asset or project rather than your credit score or financial history.

Any additional mail costs $.50-$.76 depending on the size... so to prevent you from having hundreds of $.50 charges on your credit card, the default "reload" is $50 (you can set this to whatever you like in the app).Hope this helps....

In the meantime, focus on building your credit, saving for a down payment, and soaking up as much knowledge as you can.

Projects give us visibility on my projectsMy CPA can easily access the reports for tax preparation.

Also consider contacting houses that look vacant, simply door knocking in a neighborhood that you are interested in and talking to the homeowners in a genuine way, For Sale By Owners is another potential, using an App like Nextdoor or Facebook pages/groups related to local real estate and just telling the group what you are looking for, contractors also know about houses coming on the market soon and so do property management companies, and finally garage sales are a good way to find off-market properties as people prepare to sell.To Your Success!

I wonder if Mitch was able to get his refi done before a NOD was filed and or late payments were put on the orginal sellers credit report.. this is the real risk to the seller if they value their fico score at all.. on some of this stuff the sellers credit is already trashed and they dont care.. but if folks buy from someone that does care holy cow when they get the NOD notice its right to the attorney.. 

Tell the lender you want a construction loan online of credit.  

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?