I looked at their fees and thought OK I would pay more for a hard money loan anyway and could use the help to get funding. here I am with a bunch of crappy consumer credit cards flying out to a house I don't even live at.

Also, multiple documented site visits with the city and utilities like @Rick Garrido said is time consuming but worth it for your evaluation.

I see recommendations to open accounts and give your tenants your banking information, or use consumer point-to-point apps like Venmo, in these forums. 

In addition, in accordance with the regulations made under the Consumer Credit Act, if your loan term is greater than 12 months you will pay an additional 30 days interest.

You have a governmental authority using its power to hinder and regulate private transactions creating some kind of “litmus” test based on god knows whatYou have a seller remaining in a home he sold indefinitely.You have a lender that has twice filed for foreclosure You have a profit sharing arrangement upon resale with the seller/tenantYou’re performing repairs/maintenance on a house while occupied by the seller/tenantAny or all these are lawsuit magnets.If you buy a property, and the seller is a consumer, not an investor, you should NEVER do a profit participation.  

Also, when is cashflow to be enjoyed as profit taking when property keeps consuming cashflow.

You as consumer have no idea who owns that company.

I am a nurse by trade and have been reading books and consuming a lot of media about investing, but am wondering if a coach could help me find better deals and avoid preventable mistakes.

I’ve been listening to bigger pockets podcasts for a long time while getting out of bad consumer debt.

I've been consuming alot of the BP podcast which has made me feel alot better about not having a ton of money to start.