@Mark Sullivan I'm based out of Rhode Island so not sure if my providers lend where you are located.Biggest thing here, I would look for a portfolio lender.

Are you looking to just put the money to work or looking to be personally involved in getting, rehabbing, and dispo of deals?

I just moved a kid out last month after just five months in the rental because he was problematic.

At $1M let's say you can do zero down to 20% or more down. 

There is a great group of members on here to connect with.

Get out of your comfort zone.

Quote from @Jimmy Rojas: I live in Arizona and homes here are sky high, youd be lucky to get %6 interest rate, I would be a 1st time home buyer, apart from being 1099 employed would Trumps real estate plans benefit the little guys like me? 

To maximize your chances of success, recommend sharing that and the percent increase in taxes & ins with tenant and asking them what they think a fair increase is.- If they say $0-$50, you'll have to get rid of them at end of current lease.- If they are more reasonable you may want to accept if for now, but let them know you'd be doing regular increases to get the rent more inline with market rent.Too many newbies here will tell you to get market rent or get rid of the tenant.

Socal is tough to find investment properties that work.I have a great realtor in Sacramento that can find properties that cash flow.

You would need to do a detailed write up of both you and your brothers situation to get any useful info from here.