It's usually around 2 years with potential to extend in 1 year increments.The issue is that 5 years might not be long enough to breakeven on the improvements you plan on making.

I did take pictures tho showing all belongings were moved

Hi Karyn,In your lease you should have clear verbiage that says who is responsible for the lawn and to what extent (especially if you belong to an HOA).  

For a genuine hoarder, 6 months would not be enough anyway, heck, 12 months would not be long enough since they have mental blocks preventing them from throwing things away. 

.- Personal Articles: Coverage for belongings that have a special or collectors valuesuch as Jewelery, Furs, Fine Arts, Collectibles, etc...Your age should not be a factor on the pricing but, depending on the company these other factors may get you credits:- Insurance Score (company pulls certain info out of your credit report)It is not your credit score but generally better credit will result in a better score- Time at your job- Education level- time at current residence Good Luck

May even be longer on VA.

When the roof needs to be replaced, do all owner get together to pitch in to fix it or does every owner just fix the section that belongs to them?

Is it worth the time to wholesale a property that belongs to the city ?

In fact I am now a Ph.D and belong to a real millionaire's club.

My position is that the PM company has no right to hold the last month's rent, since it is rent, it belongs to the owner and owner should get paid as it is collected.