I would deny based on whether they had an outstanding debt/judgement to the prior landlord.

Because the property is so unique pricing likely needs to be as well, maybe consider that based on the property needs/maintenance and location you may not want it consistently turned over so maybe you open 28 day slots and allow use with a 1 time per month turn over.

Another good thing about that is that you can do a cost segregation study based on the percentage of the house that is being rented to your house mates.

Lenders can have different loan options based on the property type and the amount of rehab (if any) required for the project. 

@Jaycee Greene I am looking to buy a primary residence while I am based there, then turn it into a rental once I PCS again two years later.

Based on your post and other comments, it sounds like your rehab is extensive enough that the property isn't habitable.

I'm a local, CT based investor, flipper, and property management company owner.  

Based on what you’ve shared, I think you could go with Rooms to Go without an issue.

I definitely thought it was a scam but it was legit and easily one of my most profitable 1 night stays away from a pure revenue stand point.

However, these programs typically qualifies borrowers based on their income, such as tax returns.The DSCR would be a good option considering you and your husband are entrepreneurs and the tax returns don't look good on paper.