According to the Texas A&M Real Estate Center, we find a balanced real estate market at around 6.5 months of inventory.

If you don't need the cashflow then you could throw it at the loan balance.

I have one and they're currently at 4%+, no minimum balance, no transfer fees and unlimited transfers, and they pay out interest monthly.

However, higher property values mean there’s also potential for strong rent growth, which can help balance out the numbers when you refi.

Having the cash means you can balance a higher amount down to make sure you earn the cash flow you want monthly, but also leave some around for more. 

On top of the the borrower most likely owns it outright or has a small balance left on the loan.

The first monthly interest installment of xxxxx due on or before April 15, 2024 and continuing in like consecutive monthly interest installments of this amount for a total of one (1) year or twelve (12) payments at which time the entire unpaid balance, including Principal, accrued but unpaid interest, will become due and payable.

Balancing two full-time jobs while planning to invest in real estate shows incredible dedication.

I paid both sides of closing costs. 100% seller finance, 5% interest, amortized over 23 years, with a balloon payment of the principle balance due after 30 months.

After reviewing the cost to rehab and the area of town, I decided to Wholesale for a quick profit.Sold it on a Real Estate Contract (Owner Financing) with $100k down, the balance is financed at 10% for 13 months, then the loan is called.