Proactive, I do not have to ask them for information, they run annual rent analyses to increase rent appropriately, and they get after repairs.

I find trying to slog my way through government regulations to be a bit overwhelming.

There's a good chance the issue(s) you face has already been discussed and answered.Ask questions in the appropriate forum.

And the numbers are pretty good on the projects I've looked at. these are the very recent regulation that's from what I read, it makes more sense to add ADU into small MF.

Quote from @Radhika Srinivasan: :) Yeah, I started off around Reno,NV & Tempe, AZ, but I think the median prices look way higher, so I am beginning to look and research around the areas of Fort Smith, AK,  Cleveland, TN and Ownsboroo, KYRental regulations in Ohio can vary a lot from city to city, with Cleveland being the most heavily regulated.

For anyone interested, here's what happened at each bank:1) The credit union turned me down because 1) the LLC isn't local, 2) they had no way to enter an IRA as the owner of the account in their system, and 3) they were concerned about not being able to control my appropriate use of the funds as manager. 2) Wells Fargo - I went to the local branch who didn't have availability to meet with me and sent me to the next town over 40 minutes away for an appointment with a "specialist" who could help me. 

Just want to get a little more knowledge on the STR in Cape Coral, any STR - regulations that are investor friendly?

Since you will be guaranteeing the loans, make sure that line item is funded appropriately. 

Borrowers can acquire a primary residence from up to 1-4 units for as low as 5% with conventional, as the regulation was approved last year of November 2023.

No idea who regulates a crowd funded venture...isn't that idea that many, many people put in a little bit of cash to create a large pool?