In my opinion, TXTing takes out more from you then actually bringing in - It often feels like a constant game of cat and mouse with phone carriers.

The game has changed.

Credit scores are a reflection of someone's ability to learning and understanding the rules of the game and haveing the discipline to play by them.If you already have good credit, already pay everything on time (autopay), then increaseing your limits will probably help you the most, because it gets your utilization down, ideally under 10%.Higher hanging fruits are average credit and account age (just have to wait for that I guess) and inquiries, which are sometimes unavoidable as real estate investors.  

Most landlords are willing to do cash for keys so if they don’t accept that, they’re trying to game the system.

Learning from others is a game-changer.Think Long-TermEven if you can’t house hack yet, that’s okay.

My game plan is to buy & hold MFH to build my portfolio off appreciation due to cashflow home seems so hard for me in my market 

My take: Gather intel on the area (neighborhoods, tenant demand, property management), have a game plan for your numbers (cash flow, maintenance reserves), and adapt as you go.

If EVs ever start coming with bidirectional charging that will be a massive game changer in the electricity market. 

@Deal H.I want you to get in the game too, I just want you to do so from a place of financial strength. 

Banks definitely serve their purpose for traditional loans, but when speed and adaptability are key, private lenders can be a game-changer.