It took A LOT to get here, there were many bumps and bruises along the way, but the end is now a reality.

SFRs you can do 15% down, 2-4 unit investment properties require 25% down.Many lenders don't like leading with the investment property SFR 20% and 15% down options because the associated rate bump is significant.

Bump.

Bump.

Lender paid single premium typically means that the lender is bumping up the interest rate, above market rate, and paying off the lump sum charge from the insurance company in that manner.

Later that evening, as we are getting new keys made to our new locks, we literally bump into an end cap displaying two deadbolts for $14.98.

I think that when an investor loses the elements of expertise, control, and liquidity in any investment, things can and will go south rapidly with any bump on the road. 

If you thought $1200, then bumped to $1500, and now up to $2000...

One house was listed at $179k, the price dropped and after I produced a $30k issue I was able to get it for $110k.One house they had a current appraisal (I didn't agree with it) at $160k and I offered $91,500.The only other low offer was one they listed at $115k, I offered in the $40ks and have since bumped up to $60k but they sold it elsewhere (sounds like it went for around $70k).You run a risk of looking like what you fear, but what could it possibly hurt to try?

I understood mine was a small project and figured bigger more lucrative projects were bumping me to the bottom of the pile.Around April I started running out of patience.