With some of my clients, I've seen discounts of 30% to 90%.Here is a real-life example: I invested in a $50K note; it was second TD but with significant equity (over $200K) protecting my investment. 

If you think of your $80K like a game of chess, your money is your king—it’s valuable and needs to be protected.

The Right must resist the urge to demand suspending environmental protections and necessary building codes.

It will protect you for cheaper without the additional complexity.

So you could form a partnership but it would not be allowed to purchase the property, so you will not be fully protected legallyThanks for clarifying that they're not a first time buyer program, I am not sure why I had that confused.

Is it for liability protection?

FHA has some time required before reselling  a property you just purchased, 3 months i believe but everything i’m saying must be validated for your own protection doing these things.

Since they both have a vested interest in the trees, they will protect them. 

There is no 100% guarantee out there.Managing your property properly and having great insurance are probably the two best ways to protect yourself.

However, if it’s not necessary for liability protection, you might avoid the headache altogether and just beef up your umbrella insurance policy.What’s your take on this now?