Allegedly in case of issues like you mention.....but I'm thinking it might be more than that....

@Cameron Myers welcome!

Quote from @Cameron Hoehne: Hi everyone,As part of a curriculum I'm developing, a required topic is "Requirements for an escrow account associated with a “high cost loan”.

@Cameron Moore was able to provide exactly the type of insurance I was looking for. 

@Patti Robertson & @Cameron Tope Thank you both for answering my question.

@Cameron Chambers  the more you can leverage, the better. 

Their party allegedly came across a creek full of nuggets of Fool's Gold.

Additionally, the court found that requiring the debtor to agree to repay a third of the amount of her discharged, unpaid original mortgage balance to the Secretary by allegedly restructuring the original debt as a subordinate loan under the partial claim program merely deferred the repayment of that portion of the debt, rather than releasing the debtor from all obligation to pay the debt as was required by the discharge order.

I can't say what's happening, but I do know there are still thousands of rentals "warehoused" and rental rates are allegedly down to where they were ten years ago.

@Cameron RouseYou can get approved being self-employed with tax returns (usually 2 years as your lender told you) or you can work with a "No Doc" lender that does not require income verification for the loan.