The colleges in NEPA are: Stroudsburg U, Kings Coll and Wilkes in Wilkes Barre, Keystone in Dalton (near Clarks Summit) and in Scranton there is Univ of Scranton, Marywood and a branch of Penn State.In regard to the Poconos there is an abundance of single family opportunities in the private communities but also HOA dues and extra due dilligence to understand each community.That is a tour of a small piece of PA.

I would totally suggest going to a branch office.

Remember, Mortgages get sold to someone, and while it's a long custody chain with many "horse-swapping" in the mix, at end of day is the investor who is deciding where to plop down another few dozen million.

The Market was a second tier city, but had the traffic and demographics to support any Chain however some of the National Chains don't understand the nuances of a local market. 

@Adam Taft I am heavily invested in commercial on Main Street in Boerne as well as between Boerne and Spring Branch.

I think its going to just take some time for the end buyers in the chain (the people responsible for buying the MBS through the whole process - generally banks, insurance cos, pension funds) - by nature are very conservative and slow to adopt to new things like SRO.Its a tough situation because the message a lot of times ends up being "rent it out traditionally on a single lease since thats more conservative" yet they are out of touch with investors who can only cash flow in this current environment with creative solutions such as rent by room, etc.

I am looking to grow my network and to branch out. 

They chained their new pledges to the wall and urinated on them.

Depends on which branch, but here, the KC Section 8 is a nightmare; won't return your calls, takes forever, is late in paying, etc.

Guess who the E & O carrier's claims department goes after for reimbursement based on the broad indemnity language quoted in this chain?