So for $400 they can buy 1% and depending on the rental rate of those homes, they receive the applicable % of the monthly cashflow as passive income.

If so, make sure to visit/know of the grocery stores, restaurants, things to do, etc around the area even if just driving by.

The first neighborhood I would look at is anything next to infrastructure - if it has grocery stores, malls, gas stations.

TAYour ADU application will likely need to be signed by the tenants occupying the property so having a conversation with them is important.

Lenders have different loan capacity at any point in time; they might not announce that they aren’t making a certain type of loan right when you need it; they’ll take your application but either delay you to death or find an obscure reason to decline the loan4.

I just subscribed to Pro, but I seem to have 2 different accounts: one for this part of the site and another for the store.

What about character references from your tenants application? 

Tenant shall be responsible for any property damage caused by failing to maintain utilities or report utility problems in a timely manner.Tenant Utilities: ______________________________________________________________Pass-through Utilities: _________________________________________________________Utilities included with rent: ____________________________________________________Propane: If applicable, Tenant shall return the propane tank level to at least _______% upon termination.

And finally, while there are likely some pro accounts that will only give you discounts if you are licensed, most will let anyone sign up, and are often based on volume spent at that store anyways.

I'm not crazy about the big box stores as they seem to charge too much.