Am I talking to the wrong lenders or have things just changed recently?  

Or am I not understanding the nuance you are discussing here?

That said, yes, I'm new to Bigger Pockets, am I promoting my software?

Am I in my rights to say it must be done professionally? 

Also,.. why am I telling you?

I'm in the process of buying land, having a builder build a home for sale on that land, and then selling said home for a profit.If I buy the land in my name, get the construction loan in my name, but I want to sell it under the LLC's name, at what point am I would I report the income under the business's name?

What exactly am I missing? 

What am I talking about?!

I used Zillow to list my rental and accepted someone's application however after my few interactions with them on the phone some major red flags have come up and I wanted to know am I under any legal obligation to rent my property to this person. 

Am I wrong?