Feels like the most straightforward plan to get from point A to point B and sometimes it pays to KISSAcknowledging that I don't know all the numbers you are working with, but if each deal costs an extra $3k-$5k, but because of the efficiency of DSCR loans and the ability to ignore your DTI, you could maybe squeeze an extra deal or two a year in? 

Pretty tough to get a B home in a nice neighborhood to meet the 2% rule. 

We have moved away from C class units as of late and are trying to stay in the class B/A market.

Likely class A,B properties.

I said Look I do not care if I sound like a B, we are NOT going to let them walk all over us

@Scott ChampionRecommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a Class A property in Class D area, what quality of tenant will you get?

Everyone will be subject to this, so don't think that if you go to lender A vs lender B that they would be able to circumvent this.2.

@Tessa Mac If you want to use funds from your old 403(b) accounts for real estate, the best option is likely rolling them over into a self-directed IRA (SDIRA).

Here's some other copy & paste advice you might find useful:---------------------------------------------------------------------------------------Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a Class A property in Class D area, what quality of tenant will you get?

Hi @Patrick Flanagan, and thank you for the shout out @Jonathan Greene, @Bill B.!!