What details would those be?

Going to need more details and property addresses to be able to give you an accurate answer

Thank you for the detailed reply!

Hello Everyone,I am closing on my next investment property next month and I am down to choosing between the below 2 insurance policies.I will have to admit - I chose the cheapest insurance policy on my first rental and I did not look at anything besides cost.I am looking at it with more detail nowFirst Insurance PolicyCost - $626Coverage - DP1 for $90,000Personal Property - $2000Premises Liability $500,000Medical Payments Per occurrence - $25,000Medical Payments per Person - $1000Deductible - $1000Fair Rental Value - $12,000Second Insurance PolicyCost - $730Coverage - DP3 for $249,000Fair Rental Value - $49,000Additional Living Expenses - $49,800Personal Liability $500,000Medical Payments to Others - $3,000Information on propertyOld property constructed in 1880.

Can you provide details that the building was zoned for multifamily in previous zoning overlay ( this will help support the case)?

That is why you should work closely together with qualified professional who can review all of the details and provide you with the proper guidance. 

As far as the small details of managing rentals though it's really great. 

Send me some details on this property, I might be able to help.

At least make the offer look like you did a detailed analysis and it came from your calculator.

Message me and I’ll send you the details.