Since the auction I was hoping to bid on hasn't even come online yet and my wife is breathing down my neck to get her a house...I made a cash offer on a REO mid week last week.

And I would think a similar set up would work in your neck of the woods.

., thanks for sharing your experiences and it has been very valuable and I am going to follow Robert Steele 's advice since he is in my neck of the woods.

And takes off the pressure of hard money loan payments breathing down your neck.

(in small claims and for a job related "injury") Covers Boston and North in Massachusetts not sure if he migrated to New Hampshire yet.All my other subs didn't get a long with him, which should've been a strong clue!

Projects that need heaving plumbing/electrical/HVAC needs to be schedule in the proper order causing bottle necks that can shut your project down.

Or claims an injury during renovations?

If this is one of many projects you're going to do, find an investor-friendly designer installer in your neck of the woods. 

Also discuss, the optional coverages that may be important to your situation (Water Backup, Personal Injury Protection, Equipment Breakdown, Utility Line coverage,...)

I'd probably go with a "boring" investment in your neck of the woods.