Im really curious as to wonder if the fha exceptions like re location, marriage, etc still apply even if I have an additional mortgage rider signed with my fha loan stating I reside for the life of the loan..etc.

I'm just applying the 50% rule that says 50% of gross scheduled rents will go to vacancy, expenses (taxes, insurance, routine maintenance, make ready costs, tenant damage in excess of deposits, utilities at least when its vacant, CPA fees, legal fees) and capital (roofs, floors, appliances, furnaces, sewer lines, etc.)

So you can imagine all the new things I learned (Still learning) and I'm applying today.

After number four they usually want to see a 6 month cash reserve to cover P&I + property tax + insruarance for ALL of your loans including the new one you are applying for.

We advertise listings generally and treat Section 8 the same as anyone else when they apply.

Experts told me all they could do is apply like a dozen different insulation methods like special wooden floor heating.

I'm just having a hard time as to whether or not I'm maximizing the effectiveness of my hard work and if I'm applying it in the right places.

When the investor applies, the biggest mortgage he can take on is $1,166? 

Assuming the 50% rule applies 4.

We have to apply it, let it dry a day, and then fill in more if the tape can be seen, do more sanding, etc.