I am also a manager of people and have studied a variety of ways to deal with people in conflict, behaviour modification, and expressing difficult ideas clearly without creating conflict.Should any of these things be of need to you, feel free to reach out and I'll do me best t lend a hand. 

The third I believe is loan modification.

It is sad but it seems that these people had no idea what they were really agreeing to when they signed the modification.

And deposit refund should always be sent payable to Tenant A and Tenant B unless prior agreement is made in writingAny deficiency whether it is damages or unpaid rent after lease termination is 100% the responsibility of Tenant A and Tenant B and not 50/50Not modification to the agreement can be made with the agreement of all parties.

Type of seller- REO, HUD,Owner, probate etc.. this is a vital information!!

Back in 2009 I ran into some money issues and the end result was a loan modification on my 1st mortgage, a charge off of my second and 3 collections ($15,000). 

(Yes, it’s a modification of the dreaded 70% rule-of-thumb that some here hate.

Using public sites with free access is better than nothing, but it is not live, it us not as accurate, and it often is missing vital info and data.

HelloTo yourself no, it would be a loan modification not a short sale.To a friend.

What is VITALLY important however, is that you hand write the envelopes.