@Gary McGowan @Roy N.Even though Ontario is a POS province (the ambiguity amuses me), I think that POS houses (again) are in fact a great opportunity.

I am using this time to learn to do the numbers and have a true sense of all of the costs involved as unfortunately things are not as simple as the Flip or Flop shows I watch with the kids.Speaking to lenders it seems conventional or Hard money would be the way to go, There is supposedly a program where I put 20% down and they give you money for renovation but he said they are very strict and release money to contractor themselves and some flippers dont like the process.

Currently I am using excel just to keep checking accounts balanced.

I am using listsource to build my list and i was wondering if you guys use the mortgage amount tab?

I am using 15K for expenses (if you have a more accurate number let me know) which would put us at $45K- NET.

I am using private financing where the lender will lend me 65% or ARV (130,000)  with no monthly payments and charging 12% after 6 months (15,600).

I also manage a construction company so I am use to getting subs in to fix issues and renovate properties. 

The rehab didnt cross my mind because I am using credit to fund it.

Now I am using them to buy rental real estate. 

Mashadvisor.com is another good one to use but I am using Airdna right now.