Incorporation of intellectual property rights owned by a third partya.The Designer warrants that prior to supplying the Transferred Design to the Customer, the Designer has disclosed to the Customer any Intellectual Property Rights in the Transferred Design which may be held by a third party.b.If the Design incorporates the Intellectual Property Rights of a third party, then:i.the Designer warrants that it has obtained a licence from the relevant third party to incorporate the Intellectual Property Rights of that third party in the Design ("Third Party Licence");ii.if the Third Party Licence is capable of assignment to the Customer, then the Designer hereby assigns and transfers to the Customer, and the Customer hereby agrees to take an assignment and transfer of, the Third Party Licence and all of the rights and obligations of the Designer under the Third Party Licence;iii.if the Third Party Licence is not capable of assignment to the Customer, then:1.the Designer must disclose this fact to the Customer prior to providing the Customer with the Transferred Design and prior to the conclusion of the relevant Design Contest (if any);2.the Designer warrants that the Customer may obtain a Third Party Licence to the Transferred Design in its own name; and3.prior to the conclusion of the Design Contest (if any) or the supply of the Transferred Design to the Customer, the Designer must provide the Customer with details of where to obtain the Third Party Licence to the Transferred Design in its own name and the cost of doing so.iv.the Designer warrants that unless expressly stated to the contrary by the Designer prior to providing the Customer with the Transferred Design and prior to the conclusion of the Design Contest (if any), the Third Party Licence provides the Customer with a worldwide, royalty free, perpetual right to display, distribute and reproduce (in any form) the Intellectual Property Rights of the third party contained in the Transferred Design.c.The Designer hereby indemnifies and keeps indemnified the Customer, 99designs and 99designs' third party providers ("Indemnified Parties") against any loss, cost, expense or damage (including legal costs on a full indemnity basis) which the Indemnified Parties may suffer or incur as a result of a breach by the Designer of any of the provisions of clauses 3, 4 and 5.6.

We have one son [also Autistic] who suffers horribly from neurological pain [not from autism] and, after spending hundreds of thousands of dollars keeping him alive, were worried about how my son would fare after we are gone.  

Hey @albert F,Ah, suffering from ye olde paralysis by analysis, eh?  

Now, if about 10% sign up, in year one, that gives Josh $2,000,000.00 up front.But then, if Josh had 2 million over his current earnings, he'd be on some beach somewhere sipping rum with little umbrellas, the site would suffer and 1,000 people would be ticked off and ratings would drop.So, my vote is to make him suffer and stick around to earn his money like me.Holly, missed opportunity BP Man, I don't get paid here!

When a debtor fails to repay, people suffer. 

Like they say money is easier to make then it is to keep especially when it is not earned,I understand and have seen people that come from poverty that do not want their kids to suffer but many times it is the suffering that was their motivation to excel.

Real people suffer real losses from crap like that.

My experience, education, was the deal at the disadvantage of others, was anyone harmed anyone suffer a loss, did I advertise the contract or the property, was I involved in settlement or did I act in having the transaction  closed, did I show the property by myself??????

And when I see people trying to produce the same letter themselves....well, most of the time it looks like romper room....That said, I would suspect your response rate suffered more from your list than your letter.

To those not working in Texas, you will be well served to seek legal counsel regarding the matter instead of seeking advice from those who won't suffer the consequences should their advice be wrong.