According to its site: The Host Protection Insurance program does not apply to liability arising from (1) Intentional Acts including: (i) Assault and Battery or (ii) Sexual Abuse or Molestation - (by the host or any other insured party), (2) Loss of Earnings, (3) Personal and Advertising Injury, (4) Fungi or Bacteria, (5) Chinese Drywall, (6) Communicable Diseases (7) Acts of Terrorism, (8) Product Liability, (9) Pollution and (10) Asbestos, Lead or Silica. 

I have concrete ones at my multi-family spaces and tenants bump into them in some cases cause the concrete stop to crack and break away from the rebar that fasten them to the driveway.I wonder if these rubber ones would take more abuse?

If a person only has enough monthly income to cover their expenses, this payoff method won't help them much (it may even prolong the payoff a bit).

I don’t know if this is really feasible in practice though, and I certainly do not recommend abusing it.

It can be frustrating, like my last bad turnover where the tenant destroyed 2-year old carpet, so I had to pay to install new carpet but could only charge them a percentage of it, not the whole amount, even though it wouldn't have needed replacement for years if not abused.  

I get well more than my share of abuse from the big guy.

I help people with substance abuse and behavioral issues get their lives back on track.

This is the simplest method, but it also means your tenants are more likely to abuse the utilities by leaving windows open with the heat or A/C running, leaving lights on, ignoring the toilet that constantly flushes on its own, etc.3.

The second clause is important because tenants often abuse utilities when they are included in the rent.

2 does he have income3 does he have assets4 if you do this without him getting legal advice, you may have a problem in the future.5 look up the elder abuse laws in ca.