The big expense and in my opinion crazy overvalued big markets like Seattle, Issaquah, Bellevue, Tacoma and other surrounding popular markets suffered.

If there is a downturn, who suffers worse if they lost their rental home, the person that:1 - Had leveraged all the money/cash they put into it.2 - The person that had the 20% at the start, or larger (as they paid more into it) equity (their money) in the house?

I used to have a different mindset that did not take into account the big negative impact that many suffer when RE values falls.This does not imply that I would not be purchasing in such an event, but I do not hope for it even though i am in a position to benefit financially.  

Well right now at 37 I do not have health insurance.Luckily I have been very healthy so far with little to no issues.The issue I have is policies.The insurance companies do not cover much of the payment yet charge a high monthly fee for their policy.If you go into a doctor's office with insurance they will charge the maximum from the insurance company.So example with insurance a bill comes to 150.At 50% my co-pay would be 75 plus I am paying monthly to the insurance company for the policy.If I say I am not insured and pay cash they charge me 100.I save on costs not having to pay monthly on the policy just when I need to go AND I don't have some stupid policy telling me which doctor I have to go to.I also don't have the primary care doctor pumping me with pills which have side affects because the insurance company doesn't want to pay to go see a specialist to fix the problem.Also the specialist that you have to go to with the policy can be far away and the a long time before you get to see them so you suffer longer.Now you can get catastrophic care if you need to go to the hospital.You save on regular doctors visits but if you have something serious you get the insurance to cover the large bill.

All this being said, realize in a down economy that technology companies suffer.

There is no limit to how much you can offer, however you're profit will suffer the more you offer, obviously.Most investors are looking to have a property at 70% ARV when they have a flip and sell exit strategy.

I didn't have any of those.When I switched to passive investing, I was concerned that my returns would suffer.  

Id rather suffer through mistakes than play life so safe that we never end up living. 

The S is for seasoning, RO for ripoff fees, PS for pain and suffering. 

Even if you have to suffer a little bit the first few years to make it happen, but their must be a way.