I did not elaborate too much when writing this post but it is now the perfect time for me to do so.

[Chan] Would you be able to elaborate what is a "term loan" you refer to?

So you are direct mailing for deals, I see thank you very much for taking the time to elaborate on my question, I greatly appreciaite.

Maciej Charyga: all of the above empathy (always about the CLIENT); understanding that client is for life VS. just one transaction; proactive, patient, resourceful, etc. happy to elaborate.

So if you or anyone else here can elaborate on that direction, pleeease leave any thoughts.

thanks @Brie Schmidt , I'll probably follow your advice.I do have a question to @Bill Jacobsen , can you please elaborate on why it is not a good flip if I was to put the $10k plus $21k for a total of 31k?  

Aside from mentioning that I'm interested in purchasing a property to rent - yes I am DEFINITELY interested in flipping houses, and following up with that, I'm also looking to try and find out how to go about raising capital to purchase the property temporarily (alongside business partners that may help out financially with initial costs).You mentioned options in terms of flipping, can you please elaborate?

@Christian Hutchinson has elaborated quite well on all of the development going on in Detroit recently.

As a believer in MF for the long term, can you elaborate on what your conservative underwriting criteria are in the current state of the Bay area market?

If you beg to differ, please elaborate to understand.