California might be different, but I sure wouldn't have the patience in this false sellers market.

Steve-don't know why they classified them as a 'cost' but copied right off the loan doc.Dion - I believe Fannie doesn't contribute to closing costs on investor loans.Bryan- I believe Fannie's Homepath doesn't allow for concessions for these investor homepath loans.Again, the above is what I believe to be true based on what I've read and been told; if someone knows for sure this to be false please jump in.Basically I've been doing a lot of reading on the Homepath and Efannie docs trying to do my own research, but could be wrong.

You can exploit this.You can make an offer look stronger, without exposing yourself to any additional risk, by making your earnest money deposit some absurd amount of money greater than 3%.

I am about to close on my first property and started with FHA, which didnt work out because someone told my banker false info which made me not be able to get the FHA loan.

This is not tier A and completely false advertising.

My issue wasn't to what may be applicable but to question medical authority, phrasing an admission of mental defect when a disability does not need to be extreme as it was implied or demanding a medical specialty or location of practice......that's absurd really. 

As I said on the podcast this week with Brandon and Scott, I believe it was Grant Cardone, don't quote me that said, "FEAR is False Evidence Appearing Real."  

Like said so many times there's no cash flow in SFH's, duplexes and fourplexes.That is just blatantly false and has no basis in reality.

And yeah, it's like absurdly cheap.

Maybe the simple "twist" to incorporate would be to remove the "certified" part as it implies a level of professional training and could falsely be used as a credential.