I would get after stretching enough up to 280K mortgage.

Just curious before I file using a study with potentially "stretched" numbers.

She isn't stretching her finances. 

DC & Maryland have some chunky home prices where in VA you can still stretch your dollar a little further.Take a look at Indiana and Ohio they have some great STR and LTR options in and around Dayton and just outside Carmel in IN.If you are looking for a good investment friendly program I would check out a Portfolio program.

@Kyle RobertsonIt’s been a year now self employed and it’s been messy, hard, semi-depressing at times, small moments of questioning myself —- done in a pandemic... a lot of crazy highs and lows and emotional roller coasters... some of my greatest single-time paychecks and some stretches with with almost nothing... having a bad@$$ wife helps a ton as she went back to work for a while to support me...

We weren't too satisfied with the realtor and I was wondering if it is a stretch to list the property as FSBO at a considerably lower price?

One thing you could consider depending on your area is going further out into smaller towns (again, depending on your area) to see if you can get away from the competition some and/or if you can stretch your 25k along with hard money to do another deal.One thing I will commend you on is the buy a coffee or a beer. 

I typically use my old trusty cash back card I've used for years, but I do occasionally take advantage of an extended 0% interest offer if I have a larger purchase that I want to stretch out over time. 

Or, with a 1031 exchange, she thinks he could buy a new property to defer the overall tax liability (following all the 1031 rules) and she immediately (within 3 months) could purchase the property from him on seller financing terms to continue to provide his cash flow while stretching (decrease) his tax liability over time.Questions:What are John's options to preserve his capital without the tax liability? 

The problem is compounded by the fact that people stretch the boundaries of what they call Fountain Square.