Honestly, I am not very good at follow up because I guess I get enough leads and turn them into deals but this is something my operations President - @John Matthews is implementing now to see how much higher we can push our conversion numbers up.

Because some area doesn't need high-end kitchen to comp to 300K and vice versa.  

Arthur Laffer, a former member of President Reagan’s Economic Policy Advisory Board, agrees there is a storm coming.

Once we mastered the art of understanding the yield and leverage everything in future is understandable, we just follow the ride, if market is up we make money when market is up, and vice versa.

“We are doing all we can to help those adversely impacted by the coronavirus, including by immediately suspending foreclosure sales and evictions during this challenging time,” said Donna Corley, executive vice president and head of Freddie Mac’s Single-Family business.

That's in the House.If anything comes out of the House, it will likely be shot down in the Senate, and if it does get to the President, it can be vetoed.Just saying, to walk in the door singing that they have a mandate of the people (which they don't) and that there will be no compromise doesn't sound like the best way to start the new day.Looks like problems already between the Tea Party and the Republicans....now does all that look to you?

The part I am not getting is that i would continue to pay this interest for 26 years vice 4.

Sometimes I have emailed a ceo, called the office of the president, written letters to senior executives, and rarely, you can get help from the "no men" stooges at the lower levels of customer service.

Don, I think the lack of confidence is in the market and the economy, not the president.

heloc first then the unsecured lines or vice versa?