The "certified 203k contractor" is a training course that is provided to educate contractors on the requirements and can be presented to your lender to show that the contractor's being chosen have a competence level that exceeds the 203k requirements that the lender has to verify in underwriting the loan.

I think you've chosen some interesting markets there as well.

I'm in that situation right now: all of the multifamily options in my chosen market are "bad".

Honestly, there are a plethora of RE strategies out there, and it seems like you've chosen a couple: Buy and Hold Multifamily and Note Investing. 

We have not chosen which specific type of property as yet that will focus on investing, as stated before VERY early stages.

To be the best in my chosen profession is certainly something that I'm striving for, and I will also strive to know as much as I possibly can about a property that I'm wholesaling.

I had also chosen a path that was not well suited to my strengths.I am back again with new resolve, a healthier outlook on life, and most importantly a deal (hopefully).

I am just starting out in the business and I have chosen to do wholesaling. 

And you have chosen a software program that is popular with CPA's.If you are an employer and an applicant applies for a position with you and hands you their resume done via an Excel spreadsheet, verses someone who hands you a professional resume done through Microsoft Word or some Resume software program, which one would you think would be the best suited for the job, based on both applicants having the same qualifications?

It also is subject to you and your chosen style.