I am responsible for 20% down of the purchase price and they loan the remaining 80% of purchase price plus 100% of rehab cost as long as the total is less than 80%ARV or less.When I moved my personal residence as described in my previous post I had to use a bridge loan since I hadn't sold the home I was living in yet.

Yes--Commercial Loans are different than SFR loans.Will be hard to get 95% --Value --loan in todays market.However, 55% --FMV ( ARV ) loan --is available as Bridge loan for up to three years --rates are high like Hard Money -- 12% to 15 % Interest only and 5 to 8 points--which can be rolled into ( added on ) the loan.

An idea was born, since Im a web designer also - I figured I can bridge the gap between homebuyers and investors.

In process of looking for a new primary residence and may make an offer within the new few weeks. Current home is paid off and looking into houses that are about 150-175K over approx sale amount of existing home. Wh...

Still, LendingHome could be a good source of bridge funds to get the property into your name with slightly more lax criteria than most traditional banks and lending institutions without crazy-high rates and fees.

Many flippers expand their buying power and buying velocity with bridge and rehab loans.       

You can use that as a bridge loan until you can get the place settled and refinance with your lender once you get the property settled.

Many people won't like that because you have crossed the bridge from rehab to construction and increased the risk to the lender.

In essence we were thinking about using a NNN as a bridge for an exchange but I was asking the exact question as you.

Obviously all I know is what you've told us here but my approach would be to assert your position firmly but in a way to not completely torch the bridge.