Anyone can argue which is better but the truth is its best to have both, and when investing its the same, you want to have both in your portfolio 

Rich Dad Poor Dad, The Millionaire Real Estate Investor, and The ABCs of Real Estate Investing are just a few.

Many people are so entrenched in their ideology that you're not going to change their mind and it's an exercise in futility to argue with them.

But also cap rates vary based on location and because no location is the same, MF's will vary on cap rate (and buyers and sellers will argue cap rate differences in order to obtain a better deal).

While under normal circumstances it would be the tenants responsibility to have renters insurance to cover moldy clothes, since the problem wasn't immediately fixed they could easily counter argue that it was the landlords negligence in fixing a health related item in a timely manner that caused the damage and not just a standard case of a moldy apartment. 

I will ask here: If someone is selling me a home for $100k and I ask for a $20k cash back to do whatever I want, from repair or any improvements and it is FULLY DISCLOSE on the closing sheet why some people argue that this is illegal  or fraud. 

They may have termination fees, but I would argue there should be no penalty because they've failed to do their job properly.

Based on past discussions, you're likely to get some conflicting advice here, and some will want to argue with my position on this. 

Most people will also hire an Attorney to present/argue the case to the Zoning Board of Appeals as the key thing they are looking for is for you to prove a "Hardship" as to why this should be allowed.I also highly recommend getting an updated Plat of Survey (if you don't have one already) to ensure your calculation of your lot area is accurate and you don't happen to already have 4,000 sq.ft.

We immediately started arguing.