Are there other options that could be better for a construction to perm loan (not through a traditional bank)???

I have spoken to lenders about traditional financing and also DSCR loans.

It may or may not show on a credit report, depends on the servicing and you should have the loan serviced.Failure to include the debt on a future loan application is mortgage fraud, wanna go to jail?

I'm feeling most drawn to a buy and hold rental investing strategy and like the idea of the BRRRR strategy in tandem with VA loans, basically refinancing VA loan backed mortgages to conventional loans once there is 20% equity in the home.

I argue that more money in the hands of the rehabber makes the loan safer.

If scaling quickly is your goal, DSCR loans are a great tool for the refi portion since there’s no 12 month seasoning requirement like conventional loans, and DTI isn’t a factor. 

Hey @Jaycee Greene, we typically get loans from smaller local banks.

The bank set me in at 7.1% interest (construction loan short term) This will be a side hustle for me.

I'm learning more about loans and such as I used the VA.

You've got to include loan pay down, appreciation, and depreciation in your return calculations.The point of cash flow is to keep you safe.