They might offer to give you the property, ask you to reduce the payback amount, or decide to just walk away, which means you may have to take the property back.Mortgagor Problems: They could suffer from a lost job, a divorce, addictions, illness that piles up medical bills, and other personal adversity that stops payments to you.

I am addicted to it.

I'm leaning towards a buy and sell portfolio, however i'm interested in everything as i'm still looking for my niche.I've been addicted to the Pod casts for the last 2 weeks since a friend introduced me. 

Hi Bigger Pockets addicts!

The definition of druggie is someone addicted to illegal drugs.

Our office is our smart phone and tablet.I executed a joint venture with Elite Real Estate Systems who provides agent websites and BoomTown (an unbelievably robust CRM/back end) along with leadgen.  

Congratulations,Real Estate is addictive, every time I talk to someone about it they just shake there heads I learned a lot and there is a lot more to learn as well, you can never learn..."

Welcome to the community Eli, I know you will find it very addicting here.

Your capital is unbelievably valuable, and right now you're not getting a great return on it.Normally I think I'd vote for you selling and rolling that into 25% down on a nice apartment building, but with your experience level I worry that could be a tough transition.But just remember before you go with a cash out refi or HELOC to calculate not just your return on cash, but also your Return on Equity.

Be careful reading too much on BP or will become addicted to real estate like I have (not a bad thing).