Plus, letting a unit sit vacant for 6 months without approving needed maintenance is totally Irresponsible on your behalf.I’m glad we gave you a 30 day notice and would do so in a heart beat again to any other landlord with a similar mindset to yours.Much success 

AS Much as anything most folks in RE in that area simply rely  totally on them ..

I turned it into a 7 bed house.2 of the new rooms are super useful to an end buyer and would bring us to a total of 5 (which would comp very well).

Also where there are changes in regulations that may require lenders to change servicing agreements which affect who services your loan.I know that's a pain but as things change -- unfortunately, investors will be impacted by changes in the lending industry - and that includes LOAN SERVICING CHANGES.It’s a total cluster between the banks, their loan servicers and their loan servicer’s sub-servicers.

I made the layout more user friendly, added a whole wall of closets in the main bedroom, totally gutted kitchen and bath.

So you take the "total rent" from all units and divide by the ARV.

After renovation rents would be 1900-2000$ so about 4,000$ total rent for both units.

Any pointers or resources outside this community are totally welcome ! 

Normally, Cleveland, OH is the list for cash flow but I'm not totally convinced if I should start there. 

FYI, 13 motions for default have just been filed by two previous customers of BTC, totaling around $ 420k.