Is it gaining or losing population.Hi Michael,Thanks for your comment.I see Toledo as quite a diverse city when it comes to employment.From white collar medical to blue collar steal, glass and manufacturing.I'm sure that you can look things up online further and find out all of the stats/demographics about the employment and population, etc...In my opinion it's very easy for someone like myself to paint a pretty picture about the Toledo market and to "smudge" your eyes with booming figures.Something that I don't practice because every market has it's pro's and con's.I will say this though just like I've mentioned to many other investors over the years.Focus on finding the right people first before focusing on the stats/demographics of a particular market.When you work with experienced investors (As in you have "boots on the ground"), they are going to be the ones that will know the micro economics of specific cities or even regions.So, the broad market stats that you can find online will differ to what people on the ground know to be true.Just my 0.02 Aussie cents lolThanks again mate and I wish you much success

Tony While this is a real estate forum, real estate does not outpace other investment accounts, they are almost identical and historically the difference is so slight it would not change your way of life.

Apologies in advance for stealing it for later use :)

How the law 'protects' their 'rights' to breaking the law and stealing possession of a property is beyond me. 

You may be a volunteer/humanitarian, but that does not include your REI business. so point them towards some help and hold them to their lease agreement.All of my good faith would have gone out the window once they lied to me about stealing my check. 

The property is a 4bd 1 Bath SFH with 4 almost identical rooms located in the Summit - University neighborhood in St Paul.  

(option to go to 24, but I want the initial project to begin locally.)Location- OhioMarket type- Local, within 8 miles to meBuilds- Identical 2700sf, 4 bed, 3 bath , placing the same structure that meets the tenants criteria in 9 locations.Debt: Seeking a refinancing option  based on a 9% cap rateThe difference ( 450,000 x 9= 4,050,000    vs    NOI of $384,261 / 9% = 4,269,576 or $474k/property + tenant)with our continued rates of appreciation and a standardized tenant/lease structure in place, this should be a win for everyone.Who has a solution?

Before accepting anyone as a guest, make sure to screen them, verify their identity, and communicate clearly.

They will allow tenants to stay without paying full rent and your properties will get trashed.2) Thieves who will lie, cheat and steal from you.

When I asked about this, they said that , they had identity theft.