@James Byrd so far your comment has stung the worst, labeling me as a Hornet driver.

To get services started they will ask for SS# or Drivers License.

But hey I'll give a response a shot.I was a UPS driver for 13 years and while I didn't mind the work I wanted the freedom to either rise or fall on my own know how and willingness to learn and work hard. 

I like Houston the most due to the economic drivers and know the market very well.

I've put in offers on a few that didn't get accepted since being licensed, and before that put in an offer with owner financing as I didn't have the funds at the time, but I like the area and think it will improve as new development is getting closer and closer, sure to drive rents and values up on the older smaller homes.

Good thing is your in the driver seat right now whatever direction you go i'm sure you'll be fine.

Oneida Lake is a huge driver here.

My documents (the address on my out-of-state driver license and savings account statement) were consistent with my story.

There are many different people wanted houses in different neighborhoods, a doctor and a truck driver are likely to want very different product. 

If the property has under market rents, cost savings to be had, and other drivers to blend the cap rate up besides annual rental increases then they will look into the 4's for going in cap rate.Lately more focus has been on student housing and senior housing as cap rates seem to be higher and potential for rent growth over time seems to be better versus regular multifamily is almost peaking for rent to income ratio's.