Quote from @Faysal Alam: What banks or credit union can I use to refinance a car under my LLC name , my car is a 2023 Tesla model y performance , I owe $42,500 on the car , I’m looking to refinance the car under my business , my business was established 03/2023 .

FHA vs Conventional will largely come down to your credit score, downpayment, use, income/DTI, and future plans.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

A few tips: maintain a solid credit score, organize your financials (especially your proof of funds), and be ready to show that you have a solid plan for your investments.

700 above scores. 

Is the lender a bank/credit union or hard/private money?

There are DSCR programs that go down to a 620 mortgage FICO score-higher credit scores will have better rates.

What is the ideal credit score lenders are looking for?

For residential mortgage, an LLC needs two years of its own tax returns or occasionally, a local credit union where you have an account will ok it.The bigger question is about your partnership.

I am trying to decide whether or not I should go through a traditional bank (JPM), a morgage broker, or try and find a credit union.