Sounds like having an experienced mentor really made a big difference but even though how did you overcome the anxiety that I'm guessing was present. 

If it's a rental, there are lenders who do not consider your monthly recurring debts and personal income.

The ordinance will require the County to hire four codes officers and a licensing clerk for a recurring cost of about $345,000 per year.

The great place to start would be to connect with a mortgage broker and have them assess your Income vs Total recurring Debts, along with your credit profile.

I do think I was taken advantage of to an extent, but the amount of stress/anxiety I was feeling from the situation made me take the quickest and easiest action to get the situation behind me and for that I am happy I did it. 

You may be ahead of your reserves for a year or two, but quickly can fall behind those your reserves, as budgeted.I take a very conservative approach, but not only budget all recurring items, like landscaping and snow removal, but also take the replacement cost of every item divided by the useful life (both physically and aesthetically) and budget that as well.  

Recurring Toxin Issues.

After legal negotiation fees, double closing costs, and a month of nerve racking anxiety, we got the Seller to close!

I think that's a long time though to hold a consumer out, but I also know some brokers who hold that time period out longer so there's recurring business fees. 

The type of seller financing isn't discussed on here enough.With a note and deed of trust / mortgage from the seller I generally pay 6% with 10% down, providing  references and utilizing a note servicer to reduce seller anxiety.