Unfortunately there is a rate adjustment adjustment between 75% and 80% ltv on almost any product.

I wasn't sure if the loan product matters.

When they hear Wholesaler they think in the wholesalers who supply retail stores with Products.  

However, if the property is a long-term hold, the lower interest rate with a prepayment penalty can often result in better overall returns.Another consideration investors should evaluate is how prepayment penalties are structured - whether it's a declining penalty over time or a flat fee - because this can significantly impact their profitability when selling earlier than expected.

I’ve listed on FF and had a request for long term stay cutting into summer season and I comped it based on last summers revenue and declined.

Yes there are products that can up to 80% LTV for DSCR with 6 months reserves.

Never buy in a market that is in a population decline. 

This is just the start of a larger decline in a company raising money from investors without proper SEC fillings that is starting to not pay investors back.

Protecting yourself from any future issues will require a good understanding of the situation your house is in when you buy it.Tl;dr: crime here is relatively low, declining population numbers don't take students into account, properties are cheap, rents are high BUT be careful where you buy.This concludes my TED Talk, ha!

Avoid areas with high vacancy rates or declining property values, often concentrated in certain inner-city neighborhoods.Since you’re out of state, building a local team is crucial.