I'd only look at land that's at least connected to water and power and already has a septic plan in place.

Currently I had borrowed 12.5k to consolidate credit card debt and I can borrow up to 23k. 2) Would it be wise to roll this into my home mortgage so I can get the tax break for the interest and allow for more borrowing power from a credit union?

Many jurisdictions will not record a subdivision plat until you've put in (or bonded) the infrastructure (power, sewer, water, roads, etc). 

It is a very simplistic way to get people to understand the power of investing.

@Matthew Edmondson, the power of google key word searches.  

This can be a great way to concentrate your equity in order to be able to make a later cash out refinance as powerful as possible. 

Knowledge of techniques and terminology is great - but if you don't take action, all is lost.

Right before Helene knocked the power out for a week! 

These things do happen, but the net positives of investing in real estate lead to powerful wealth creation that a 9-5 doesn’t provide. 

Cash for keys is a terrible technique preached by rookies.