And service sector jobs and wages follow where those top-line incomes go.

But I want to now purchase a house with the first time housing program, would I be able to?  

You have to allow time to do its job. 

First time investor, looking for cash flow.2.

Buffalo, New York, has once again been named the nation’s hottest housing market for 2025, marking the first time a city has held this title in consecutive years.

Heck, maybe I’ll give the property manager (me) a 100% raise and an all expenses paid vacation 6 times a year.

I'm really busy with my w2 job working all the time to fund my investments. 

However, there aren't enough moderators to do the job against technology and spammers now.

If so maybe it's time to sell and reallocate.  

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.