In addtion when the net investment property is ready or on the ARV you can do the same thing pull cash out and pay off the original amount and use the rest for another down payment.

@Joe Gettler, I don't have great data b/c she just helped them for a couple of months, but I think it's just under $4K a month for a nice 2 bedroom in a good location.

When you think about it, only the flipper will know the expenses (not generally public record) so analysts or data aggregators can only go off publically available data.

OF course, you may have all this stuff figured out, but the original post was vague.

I like https://quantmaps.com/ if you want to overlay some data. 

The original post leaves the door open for a challenge by the IRS, so the safe harbor of holding it for investment for two full years is the safer option.  

Their rate is lower than the original bank.

Technically, they’re not the same account, but they’re definitely all working together and I believe some of the answers were created by the original product provider themselves.Now, if it’s a back-and-forth service discussion and the questions are not being asked or answered by a pre-planed Conspiracy to openly market in a camouflage manner then that’s a different story in my opinion.

That said, an umbrella doesn't have anything to do with the original question of the thread. 

When I add a new tenant to the lease, the original contract terms remain in place.