Depending on how it is done and what guarantees the government offers and requires of the released entities, interest rates could move slightly higher.

However, rezoning now could still offer some advantages depending on your long-term goals.

Are they offering competitive rates and terms compared to other lenders in your area?

Your offer should be based on your DD and modeling the deal following your investment thesis.

Reason being is that it allows you to invest in other products other than they offer, so that's why they don't promote these . 

At the time, just about everything was going for much higher price per square foot and with multiple offers.

Basically you find these distressed properties in pre foreclosure, probates, divorces, or just ugly vacant properties. then you calculate the Max allowable offer and if it makes sense you call up the property owner, get it under contract for dirt cheap, then you assign the contract to a cash investor for an assignment fee. this is the general idea obviously it gets more in depth, but its finding deals that you would buy as a fix and flip or brrrr, and instead of actually buying it you sell it to other investors.Ahh I see, thanks for clearing that up.  

So they are good paying retail.. we had 5 to 7 offers on each project .

@Denise CarringerMy preference is to go local - some community banks offer this type of service or local escrow companies, which is what I found, because they offer a higher level of service than most national.

Would appreciate advice and even offers for partnership in this project maybe from someone experienced.