My expectation is to keep some cash in each deal, but still aim to maximize how much I can refinance out to make the numbers work.I’ve been cautious about setting my expectations too high, and I appreciate the reminder to focus on deals that work rather than chasing perfection.

Or, save time and money and just start buying single family homes.

Tenants save money when using a shared meter, so there's plenty of room for error when calculating how to distribute the charges.

Thank you for saving me from some unnecessary headaches.On that note, can anyone recommend/endorse a reputable educator with experience in wholesaling?

Money saved is money earned.There is more, but I think I'm (we are) off topic.

(we charge the same Processing Fee as depositing to our bank)4) Pay online using their tenant portal (we absorb the small fee, to encourage this behavior as the internal resources saved more than cover that fee)We understand we have scales of efficiency a DIY landlord won't.

This also saves me money as my business is relatively small I use a property management software to help with bookkeeping called Stessa which is free to use. 

How many people every year pour out there life savings to come for a vacation, just from TX, not even mentioning the US or rest of world. 

As you purchase more, your net worth will go up more quickly than the savings in interest with the other option.

Do I wait another year to save more, or do I look into a HELOC or a VA cash-out refinance?