Example, there is a big difference between a vertical crack and a horizontal crack in the basement foundation.

It was on 0.69 acres but the previous buyer sold and divided up the land and now the home we are considering will be one of 6 and apart of a HPR (Horizontal Property Regime), similar to an HOA.

I just use a poster board with 23 horizontal lines for my 23 STRs. 

I use a piece of posterboard with 23 horizontal lines. 

Turn the key horizontal.  

The inspection showed two horizontal cracks about 1/8 inch wide and bowing in about 1 inch.

My first spreadsheet is condensed information form my mortgage broker and lists on the Y axis (vertical): mortgage terms, rate, APR, fixed term, years, credit score, loan amount, sales price, percent down, down payment, FHAfunding fee, Total Loan Amount, Estimated Monthly Payment, Principle & Interest, Homeowners Insurance (Flood + Home), Property Taxes (1.23% home price in my county), Mortgage Insurance, HOA Dues, origination fee, appraisal fee, tax service, flood certification, credit report, attorney's fee, title insurance-lenders, title insurance-owners, recording fee, verification of employment, survey, home inspection, water/septic if well, pest, 1st year homeowner's insurance premium, homeowner's insurance escrow, property tax escrow, per diem interest, down payment, closing costs, prepaid expensesOn the X axis (horizontal) I have the numbers for 200k, 250k, 300k, 350k, 400k broken down into whether it's single family or multifamily, then FHA or conventional2.)

It was quite a journey getting the horizontal built out.

The problem with site built housing is of course that it has to exceed a certain minimum size in order to be profitable for the builder.   By contrast, manufactured housing,  because its is produced in the factory, is...

I have provided a picture of the horizontal cracking for reference.