The property was rented and generated $160 cash flow after mortgage, taxes, insurance and property management fees were paid.

I was delighted with their service and be happy to do a introduction for you to my contact manager (I am not associated with the company nor do I receive a referral fee).No business cards but line of credit yes.Revolving LOC? 

It may sound nice to pay a 6% management fee but the extra fees can add up to be more than the other company that charges 10% with no additional fees.

Beyond that, sending upfront fees to a lender is not okay.

It may be worth having an experienced professional helping you and you could always try to get the seller to pay your agent’s fees.

You'll also need to show stable income for the past two years through W-2s or tax returns.Talk to 3-5 lenders to compare their rates, fees, and terms.

I have no problem paying a wholesale fee if there's plenty of margin for me. 

I thought I bring this issue about Peter Harris back up .I was also told about the $10k start up fee .

A genuine question here for you, who are you working with right now and how much are they charging you in fee?

The fees and rate are generally higher on DSCR loans.